Can I accept CC’s online with no Merchant Account?
Yes, you can accept CC’s online with out a merchant account or a secure server. There are third party billing companies, which will accept CC’s over their own servers. These companies will take a portion of each transaction.
If you are making $500 a month or less, then a third party billing company would be good for you.
Paypal.com is starting to be a must have in accepting payments.
2checkout (Recommended): $49 one time setup fee and 5.5% per transaction.